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Payment Options

Enjoy now, pay later

Apply for finance, pop into one of our stores

Whatever you're shopping for, why wait? Our simple payment options make getting it today even easier.

Whether you're looking to spread the cost over several months or pay at a later date, we have a payment plan to suit you.

Simply apply in store today. If you're accepted, pay a small deposit and take your item home with you.

  • Shop

    Choose any items with a value over £175, in store or online

  • Visit your local store

    Place an order in store or collect a reservation you've placed online.

  • Apply and enjoy

    If your application is accepted, pay the initial deposit and take your order home

Buy now pay later

Buy now pay later is easy. Pay for your items, with just a 5% deposit today and then nothing to pay for up to six months. If you pay your outstanding balance within six months you pay no interest or settlement fee. At the end of the six months, if you're not ready to pay you can spread the balance, paying the outstanding balance and interest over 12 months.

You pay a 5% deposit today In six months time you either pay the outstanding balance or spread the outstanding credit and interest over 12 months. Great for: Getting an item today with a small deposit and paying no interest if the outstanding balance is paid within six months.

Simply 10

Simply 10 is as simple as it sounds. You pay a 10% deposit today and then repay the outstanding balance and interest over 10 equal monthly payments.

You pay a 10% deposit today Then a further 10 monthly payments to repay the outstanding balance and interest

Great for: Keeping a handle on your finances and knowing what your regular monthly outgoings are.

BNPL - APR 19.9%
Cash price Deposit amount Amount of credit Total amount payable (plus deposit)
£250.00 £12.50 £237.50 £250.00
£500.00 £25.00 £475.00 £500.00
£750.00 £37.50 £712.50 £750.00
£1000.00 £50.00 £950.00 £1000.00
Simply 10
Cash price Deposit amount Amount of credit 10 month repayment term
£250.00 £25.00 £225.00 £25.00
£500.00 £50.00 £450.00 £50.00
£750.00 £75.00 £675.00 £75.00
£1000.00 £100.00 £900.00 £100.00

In order to be eligible for our payment options, you'll need to:

  • Be 18 years or older
  • Be under 80 at the end of the agreement
  • Have been a UK resident for a minimum of 3 years
  • Be able to supply a fixed land line telephone number
  • Have no county court judgements credit defaults
  • Have a total household income (all occupants) of more than £10,000 per year
  • Have a bank account which can support payments via Direct Debit
  • Have a Chip & PIN Debit or Credit card, for ID and deposit payment

You can currently apply for a payment plan in any of our stores.

It usually takes around 10 minutes to apply for one of our payment options in store. You'll then get an instant decision on whether or not you've been accepted for a payment plan.

When you apply you will need to provide: ID (Valid Chip and PIN debit or credit card) Proof of address (UK driving license, a current UK or international passport, a utility bill, bank statement or credit card bill dated in the last 3 months, current TV licence or Council Tax notification)

Yes, we will tell you there and then whether or not your application for a payment plan has been accepted.

Yes, all applications for our payment options will be subject to a credit check.

We are unable to explain the reason for a declined application, but if yours is declined we will provide a "How the decision is made" leaflet to help you understand the possible causes.

Apply for finance today